The Israel Deception

Is the return of Israel in the 20th century truly a work of God, or is it a result of a cosmic chess move to deceive the elect by the adversary?

Showing posts with label savings. Show all posts
Showing posts with label savings. Show all posts

Tuesday, January 17, 2017

2017 will see the acceleration of baby boomers dumping retirement assets out of market to pay tax liabilities

In 2013 we saw the first of the baby boomer generation reach the magical 70 1/2 age which began a new trend where these retirees will have to start liquidating their tax deferred assets to pay Uncle Sam his due.  And while that first year saw only around $9 billion sold off from 401Ks, IRAs, and other tax deferred accounts, the Law of Compounding will begin to work against the markets in 2017 as an estimated 100,000 will be taking more distributions from their retirements than they will be contributing to them.

Retirement

In aggregate, per the Wall Street Journal, Boomers have saved $10 trillion in various tax-deferred saving accounts.  While that sounds like an impressive figure, with 75 million Boomers, it equates to an average of $133,000 per person which, needless to say, is insufficient to fund ~20 years of retirement.  
But while the Boomers, and by extension taxpayers, are facing a harsh future, Wall Street has made a killing in fees off of managing the ever growing balance of retirement accounts as Baby Boomers have come of age.  But that all looks set to change as America's aging population is forced by IRS regulations to take retirement withdrawals once they hit 70 1/2 years of age. 
As illustrated by the chart above, over the past 2 decades Americans have consistently contributed more than they've withdrawn from tax deferred accounts, excluding recessionary periods.  But that all changed in 2013 and 2014 as the first wave of Boomers hit the magical age of 70.5 with a total of $25 billion of net withdrawals in 2014 alone. 
Contributions to tax-deferred retirement plans outnumbered withdrawals through much of the 1990s and 2000s. That flow began to reverse as boomers entered their retirement years earlier this decade. 
Investors pulled a net $9 billion from workplace retirement-savings plans in 2013, according to the Labor Department. In 2014 the withdrawals jumped to net $24.9 billion. Full-year information for 2015 from the Labor Department isn’t yet available, but large mutual-fund companies that manage the bulk of U.S. retirement assets say outflows continue to rise. Fidelity Investments expects 100,000 customers to take their first required distributions in 2017, up from 91,000 in 2016. 
Still, distributions are expected to grow exponentially over the next two decades because of a 1986 change to federal law designed to prevent the loss of tax revenue. Congress said savers who turn 70 ½ have to start taking withdrawals from tax-deferred savings plans or face a penalty. Specifically, retirees who turn 70 ½ have until April of the following calendar year to pull roughly 3.65% from their IRA and 401(k) funds, subject to slight differences in the way the funds are treated by the Internal Revenue Service. - Zerohedge
Yet what makes this trend even more dire for Wall Street is the fact that the younger generations are not buying stocks, or putting the same amount of money as their parents and grandparents into retirement accounts.  And with millennials having so much debt and lower job prospects on the horizon for at least the next decade, there are few buyers to mop up the selling that will be taking place in the markets at the coming exponential rates.

It has reached that time when Paul must pay back Peter for the years baby boomers spent deferring their taxes to save for their retirements, and Uncle Sam will not care how it affects the overall markets in the short and long runs.  And like the fact that Social Security no longer has enough workers paying in to support the benefits being taken out by these same boomer recipients, the retirement programs of 40 and 50 years ago will have to redone for a different world, and where the younger generation will need to rely more upon themselves than in being able to use Wall Street as their retirement vehicle.

Got gold?

Tuesday, July 12, 2016

As Japan prepares to dump helicopter money, Japanese consumers rush to buy gold to protect their wealth

Over the weekend, former Fed Chairman Ben Bernanke took a trip to Japan to speak with Prime Minister Shnizo Abe and central bank head Haruhiko Kuroda about the next phase of monetary policy which appears to entail the printing and giving of money directly to the Japanese people.

Known in economics as 'helicopter money' after Ben Bernanke's speech where he promised to do anything possible to keep the economy going, the Bank of Japan has reached the point where they have little to lose than to expand their money supply to infinite levels and give people direct cash to try to stimulate a 30 year recession.


When we first heard this past Thursday that private blogger and Citadel employee Ben Bernanke was going to "secretly" meet with both the BOJ's Haruhiko Kuroda and Japan PM Abe, we warned readers that "something big was coming." 
As noted late last week, "Bernanke will be in Japan next week. It has been arranged for him to meet officials including Abe and Bank of Japan Governor Haruhiko Kuroda, according to a government official speaking on condition of anonymity. Bernanke is expected to discuss Brexit and the BOJ's negative interest rate policy with Abe and Kuroda, the official said." Reuters also added that "some market players speculate Kuroda might decide, in a surprise, to provide "helicopter money." 
We concluded as follows: 
So is it time? Is Bernanke about to unleash the next, and final, monetary policy evolutionary step, one which launches "helicopter money" in Japan, and if successful, brings it across the Pacific to the US? 
We don't know, but if anyone is still holding on to USDJPY shorts, now may be a good time to quietly close them out because if Reuters is right, and a "helicopter money" is about to be served for the first time in modern history, things are about to get very volatile, very fast. - Zerohedge
In response to this new insane monetary policy and the fact that saving in Japan is impossible under negative interest rates, the Japanese people are buying gold in droves, and realizing that the precious metal is the only way they will protect their wealth and save what little they have left before it becomes devalued into oblivion.
While in past decades, the natural instinct of Japanese savers when faced with financial uncertainty has been to rush into the "safety" of cash (after all why allocate funds to government bonds that yield almost, or less, than nothing) as we recently showed in Safes Sell Out In Japan and Demand For Big Bills Soars As Japan Stuffs Safes With 10,000-Yen Notes, now something has changed. That something is increasing loss of faith in Japan's currency. 
Take the case of Tetsushi Kudo, a 50-year-old office worker, who as Bloomberg writes, bought a one-ounce gold coin this month for the first time. With stocks slumping and zero percent interest on savings, he says it won’t be the last. 
"I want to buy gold every year as a birthday present for my daughter,” Kudo said at a store in Tokyo’s posh Ginza district where he made the 162,000 yen ($1,600) purchase. “She will thank me for the gift when she grows up because gold will have value wherever she goes.” 
Individual investors like Kudo drove a 60% jump in sales of the precious metal in June from May at Tanaka Holdings Co., the operator of Japan’s largest bullion retailer, as the yen’s rebound against the dollar made it more affordable. Why the surge into gold? Because far behind the glitzy facade of Abenomics, which is really just the BOJ intervening daily in the USDJPY via trust banks, and manipulating the Nikkei to give the impression that all is well, the people have checked out.

Thursday, May 12, 2016

Keynsian shill blames the American people not spending as the reason behind slow economy

Forget the fact that inflation, higher costs for education, Obamacare taxes and premiums, and record rents are the primary reasons why Americans have shuttered their spending over the past eight years, and instead trust in journalistic propaganda that villifies consumers as the ones at fault for the slow economy.  Because this is the assessment of a so-called economic journalist for the Washington Post, who wrote on May 8 that if people just borrowed and spent, everything in the economy would be unicorns and rainbows.

broke

Read more on this article here...

Friday, February 19, 2016

Got Karatbars? Pension funds on the brink as Midwestern based one slashes monthly payouts by 50% for 400,000 people

The American dream... where you work for a company or municipality for 30 to 50 years and can retire with the guaranteed promise of a sufficient pension to provide for your golden years.  Unfortunately however, that was last so last century.

Today pension funds in most sectors of industry and public service stand on the brink of insolvency through under-funding by as much as 40%, and this covers pensions managed by unions, private corporations, and municipalities.


Yet who is to blame for this under-funding or mismanagement? Americans can thank none other than Wall Street speculators, corrupt cronyism, and central bank policies for the death of their retirements.

After working 33 years, he’s facing a 55% cut to his pension benefits, a blow which he says will “cripple” his family and imperil the livelihood of his two children, one of whom is in the fourth grade and one of whom is just entering high school.
Dorsey attended a town hall meeting in Kansas City on Tuesday where retirees turned out for a discussion on “massive” pension cuts proposed by the Central States Pension Fund, which covers 400,000 participants, and which will almost certainly go broke within the next decade. 
“A controversial 2014 law allowed the pension to propose [deep] cuts, many of them by half or more, as a way to perhaps save the fund,” The Kansas City Star wrote earlier this week adding that “two much smaller pensions also have sought similar relief under the law, and still more pensions are significantly underfunded.” 
“What’s happening to us is a microcosm of what’s going to happen to the rest of the pensions in the United States,” said Jay Perry, a longtime Teamsters member.
Jay is probably correct. 
Public sector pension funds are grossly underfunded in places like Chicago and Houston, while private sector funds are struggling to deal with rock bottom interest rates, which put pressure on expected returns and thus drive the present value of funds’ liabilities higher. 
Illinois’ pension burden has brought the state to its knees financially speaking and in November, Springfield was forced to miss a $560 million payment to its retirement fund. In the private sector, GM said on Thursday that it will sell 20- and 30-year bonds in order to meet its pension obligations 
"At the end of last year GM's U.S. hourly pension plan was underfunded by $10.4 billion," The New York Times writes. "About $61 billion of the obligations were funded for the plan's roughly 360,000 pensioners." Maybe it's time for tax payers to bail themselves out.  - Zerohedge
We now live in an era where people must take responsibility for their own money, and where trust and reliance upon government, brokers, and retirement planners leads only to broken promises and the potential loss of all you have saved during your years of hard work.  But this is not the end of the world, and thanks to the explosion of the internet and the rise of e-commerce, saving and building a retirement nest egg that is free from market volatility, corrupt fund managers, and central bank policies like zero or negative interest rates is now possible.
And you can do this by not only protecting your retirement, but growing it perpetually with a company called Karatbars.



Buying gold through Karatbars is one of the easiest things on the net.  In fact, the business model of Karatbars is to sell gold in affordable quantities, such as 1, 2.5, and 5 gram increments, and allow customers to get into the metal without having to shell out $1200+ for a single ounce coin.

And as added perks to signing up with Karatbars, as a customer or affiliate, Karatbars is working on a new e-wallet system that functions just like an offshore bank account, and is outside the authority of the banking system.  From there, you can take your fiat currency in any denomination... dollars, euros, yen, etc... and purchase physical gold which can either be delivered directly to you, or stored for free at one of Karatbar's vaults.

Additionally, any gold that you buy can easily be sold back to Karatbars, or any metals dealer, and if with Karatbars it is then exchanged for currency that is uploaded to you through a pre-loaded debit Mastercard which is connected directly to your e-wallet.  And as we know, MasterCard is recognized in nearly every country around the world, and usable in any currency that accepts it.

But perhaps the best feature with Karatbars is their affiliate program, where you can earn money off commissions from getting others to sign up and become a customer or affiliate.  Not only do you receive commissions from their purchasing of physical gold, but you also earn commissions from anyone who buys a commission package, with that money going directly into your debit MasterCard when you have enough units to cycle.

Imagine the ability to earn the money in which to buy your gold savings simply by purchasing a commission affiliate package one time, and then getting others to sign up and do the same thing.

How many businesses or entrepreneurs can build an infinite business with spending less than $400 of their own money?  And there is never a mandatory requirement to buy beyond what you desire, on your own schedule.  And there is nothing to lose, because you're using money (paper dollars) to buy gold (physical money) and in the end you don't lose a thing.


The global financial system, along with dozens of respected economists, are telling us that now is the time for the end of our current form of money, and the beginning of the transition into a new monetary system that is expected to be backed by gold.  And with banks, governments, and even Harvard professors mandating that central banks have no choice but to eliminate cash from usage by the people to stave off collapse, will you wait until it is too late to make a decision on how you will protect your wealth, and be able to function within the coming new monetary system?

To learn more about Karatbars, you can contact the individual who sent you this article, and click on their referral link to open a free account and begin buying, or building your own gold savings or business with the company of the future.

Tuesday, February 2, 2016

This is the end: Bonds and Treasuries are already pricing in a Fed move into negative rates

Over the past week, respectable economists Nomi Prins and David Stockman did interviews where they unequivocally stated that THIS IS THE END, and that the Fed will very soon join Japan in instituting negative interest rates.  The result will be a boon to banks and corporations that have debt on their balance sheets, but will be a thief for anyone holding dollars in a bank or savings account.




Nomi Prins interview


David Stockman Interview

And perhaps we can also add a little music from The Doors.

Monday, February 1, 2016

Got Karatbars? Japan's introduction of NIRP will make gold the most valuable asset on the planet

It's on... it's on like Donkey Kong!  On Jan. 29 Japan crossed the Rubicon and it is now only a matter of time before the entire world follows suit in setting their bank lending rates to negative.

Perhaps you would ask why the hyperbole over the Bank of Japan's radical move, which just a few weeks ago was something Kuroda promised wouldn't take place.  It is because of this sudden shift out of nowhere by the 3rd largest economy in the world that will make all nations, including the top two economies (U.S. and China), think long and hard on instituting this themselves as the global currency war moves into its final phase.
The negative interest rate is, in effect, a tax on financial assets, and not the BoJ’s intention. This could lead to an opposite outcome to that of the initial intention, whereby the country encourages companies and households to engage in capital outflow. 
It is that last bullet point which is most important because it leads us to the most disturbing topic of all for Japan - the risk that NIRP backfires and leads to another "China", where the local citizens rush to park their assets offshore, resulting in a slow at first then rapidly accelerating capital outflow. 
This is how DB explains it: If the negative interest rate continues for longer or goes deeper, commercial banks may have to set negative interest rates on deposits, which would expand not only the tax on commercial banks, but also on depositors (households and companies). This could lead to a ‘silent bank run’ via a shift of deposits to cash (banknotes), which in turn damages the sound banking system by enlarging the leakage of funds from the credit creation mechanism in the banking system. - Zerohedge
Negative interest rates in a nutshell means that it pays companies and individuals to borrow and spend, but you lose money by saving and holding cash in the currency of a nation who has these rates in place.  For example, keeping you money in a savings or checking account, in a CD, government bond, or any interest bearing asset will cost you money instead of earning it.  And on the flip side negative interest rates encourages people to go more into debt to purchase goods and services in an attempt to artificially stimulate the economy.


Another vastly important financial relation to negative interest rates is what is known as capital flight, meaning people no longer want or trust their own currency and will seek to put their money into assets denominated in a different currency.  This is why the dollar is so artificially strong (99 on the dollar index) compared to all other currencies, because investors have been fleeing their own markets to put their money into something where they don't expect to earn them a return, but simply to not lose anymore of their wealth and value.


However, the real safe haven for currency destruction and unsound monetary policy is and always has been gold, and this has been validated over the past 12 months as big investors, hedge funds, and savvy savers have been buying it by the truckload at historically low prices (adjusted for inflation), which has been creating shortages all across the world.  And now that Japan has become the 'first one out the door' in the final and ultimate destruction of their currency, it will not be too long before the Japanese people (along with each subsequent nation who implements negative interest rates), discovers that their only real protection is to get rid of their cash and move it into physical gold.


So as the world's central banks begin to fully cross the Rubicon (point of no return), and place your bank accounts and savings at extreme risk, how can you protect yourself from your country's NIRP policies and the potential capital controls that will disallow you from getting your cash into something valuable (like gold) in the near future?

You can do this with a company called Karatbars



Buying gold through Karatbars is one of the easiest things on the net.  In fact, the business model of Karatbars is to sell gold in affordable quantities, such as 1, 2.5, and 5 gram increments, and allow customers to get into the metal without having to shell out $1200+ for a single ounce coin.

And as added perks to signing up with Karatbars, as a customer or affiliate, Karatbars is working on a new e-wallet system that functions just like an offshore bank account, and is outside the authority of the banking system.  From there, you can take your fiat currency in any denomination... dollars, euros, yen, etc... and purchase physical gold which can either be delivered directly to you, or stored for free at one of Karatbar's vaults.

Additionally, any gold that you buy can easily be sold back to Karatbars, or any metals dealer, and if with Karatbars it is then exchanged for currency that is uploaded to you through a pre-loaded debit Mastercard which is connected directly to your e-wallet.  And as we know, MasterCard is recognized in nearly every country around the world, and usable in any currency that accepts it.

But perhaps the best feature with Karatbars is their affiliate program, where you can earn money off commissions from getting others to sign up and become a customer or affiliate.  Not only do you receive commissions from their purchasing of physical gold, but you also earn commissions from anyone who buys a commission package, with that money going directly into your debit MasterCard when you have enough units to cycle.

Imagine the ability to earn the money in which to buy your gold savings simply by purchasing a commission affiliate package one time, and then getting others to sign up and do the same thing.

How many businesses or entrepreneurs can build an infinite business with spending less than $400 of their own money?  And there is never a mandatory requirement to buy beyond what you desire, on your own schedule.  And there is nothing to lose, because you're using money (paper dollars) to buy gold (physical money) and in the end you don't lose a thing.


The global financial system, along with dozens of respected economists, are telling us that now is the time for the end of our current form of money, and the beginning of the transition into a new monetary system that is expected to be backed by gold.  And with banks, governments, and even Harvard professors mandating that central banks have no choice but to eliminate cash from usage by the people to stave off collapse, will you wait until it is too late to make a decision on how you will protect your wealth, and be able to function within the coming new monetary system?

To learn more about Karatbars, you can contact the individual who sent you this article, and click on their referral link to open a free account and begin buying, or building your own gold savings or business with the company of the future.

Thursday, October 1, 2015

Got Karatbars? Banks around the world are in conditions just like 2008 during the 'Lehman Moment'

Back in 2008, the entire global financial system went from stable to collapse in the course of just four days.  I remember watching an interview on CNBC on the Wednesday prior to the collapse when the CEO of Bear Stearns strongly informed the talking heads of the network that they had $26 billion in capitalization, and there was no chance of them going insolvent.

However, four days later not only did Bear Stearns cease to exist after over 100 years of being in business, but Lehman Brothers also collapsed and the people of the United States were introduced to the 'New Norm' of government intervention through bailouts, money printing, zero interest rates and a program that has yet to be implemented, Bail ins.

Yet even after this intervention led to over $30 trillion of money being spent to prop up banks, $27 trillion to buy equities in the stock markets, and currencies being devalued to protect individual exports, the world stands on the cusp of an even bigger implosion, only this time it looks like it will begin in Europe.

Three banks and commodity trading desks in Europe are quickly heading towards financial crisis, and one in particular could be the domino that knocks down banks all across the world.

Glencore
Experts are beginning to warn of the dire financial impact across the mining and metals space if Glencore, one of the world's largest resource companies, is unable to control its skyrocketing debt load. 
"Glencore is like Lehman Brothers, they have the most sophisticated trading desk when it comes to metals, coal, copper, iron ore. They're not just a company processing ore from the ground. If it was to unravel, that could have a global impact," Frank Holmes, CEO and chief investment officer at U.S. Global Investors, told CNBC on Tuesday. - CNBC

Trafigura
Judging by what happened less than two months later, it appears that we have our answer: for now at least, Glencore, which is now flailing and which Bloomberg reported moments ago is set to meet with its bond investors tomorrow (supposedly to allay their fears of an imminent insolvency), is firmly the "answer" to our rhetorical question.  
And yet, something stinks.  
First, a quick look at Trafigura bonds reveals that the contagion from the Glencore commodity-trader collapse, which "nobody could possibly predict" two months ago and which has rapidly become the market's biggest black swan, has spread and we now have a new contender. And while Trafigura's equity is privately held, it does have publicly-traded bonds. They just cratered: - Zerohedge


Deutsche Bank
My best German source informs me that 3 major banks are in trouble, and these 3 banks are fighting every single night to fight off insolvency and failure.  He says CitiGroup in New York, Barclays in London, and Deutsche Bank in Germany- every single night are in trouble.    
The important thing to keep in mind about Deutsche Bank is that it won’t go down alone if it goes down at all.  If it fails, it will take along with it 3,4,5,6 or 10, or 15 other banks!   It will be 1 or 2 quickly, then a 3rd and 4th a few weeks later, another, then before you know it, all of Italy and their major banks would be kaput.  
My belief is that Deutsche Bank and its constant overnight risk of failure is somewhat tied to derivatives related to LIBOR, and also a risk related to their FOREX derivatives.   In other words, derivatives that the banks use to balance off the currencies. Believe it or not, in the derivatives world, gold is treated like a currency.  Isn’t that ironic? 
The FOREX derivatives that the banks are involved in are very much tied to gold. - Jim Willie, Silver Doctors Interview

In addition to Jim Willie's inside information on Deutsche Bank, analysts at the Economic Collapse Blog are also seeing the European power as a strong catalyst for the next global financial crisis, and has laid out their take on how and where it might start.

One has to wonder if this specter of 2008 occurring once again that is causing nations around the world to suddenly and without warning attempt to keep people from taking gold out of the country, especially as they seek more stable financial infrastructures to hold their wealth as the banks once again threaten to bring down the entire system.

There are limited options for the common man to protect their wealth, be prepared for whatever may come, and be fungible in whatever system or currency may emerge in the aftermath of the next collapse or paradigm shift.  And that option is in a form of money that has lasted over 5000 years, and is accepted in every single country on the planet.  And the best way to be prepared for all contingencies is through a company called Karatbars.




Buying gold through Karatbars is one of the easiest things on the net.  In fact, the business model of Karatbars is to sell gold in affordable quantities, such as 1, 2.5, and 5 gram increments, and allow customers to get into the metal without having to shell out $1200+ for a single ounce coin.

And as added perks to signing up with Karatbars, as a customer or affiliate, you can have the power to move your money into a free e-wallet that functions just like an offshore bank account, and is outside the authority of the banking system.  From there, you can take your fiat currency in any denomination... dollars, euros, yen, etc... and purchase physical gold which can either be delivered directly to you, or stored for free at one of Karatbar's vaults.

Additionally, any gold that you buy can easily be sold back to Karatbars, or any metals dealer, and if with Karatbars it is then exchanged for currency that is uploaded to you through a pre-loaded debit Mastercard which is connected directly to your e-wallet.  And as we know, MasterCard is recognized in nearly every country around the world, and usable in any currency that accepts it.

But perhaps the best feature with Karatbars is their affiliate program, where you can earn money off commissions from getting others to sign up and become a customer or affiliate.  Not only do you receive commissions from their purchasing of physical gold, but you also earn commissions from anyone who buys a commission package, with that money going directly into your debit MasterCard when you have enough units to cycle.

Imagine the ability to earn the money in which to buy your gold savings simply by purchasing a commission affiliate package one time, and then getting others to sign up and do the same thing.

How many businesses or entrepreneurs can build an infinite business with spending less than $400 of their own money?  And there is never a mandatory requirement to buy beyond what you desire, on your own schedule.  And there is nothing to lose, because you're using money (paper dollars) to buy gold (physical money) and in the end you don't lose a thing.


The global financial system, along with dozens of respected economists, are telling us that now is the time for the end of our current form of money, and the beginning of the transition into a new monetary system that is expected to be backed by gold.  And with banks, governments, and even Harvard professors mandating that central banks have no choice but to eliminate cash from usage by the people to stave off collapse, will you wait until it is too late to make a decision on how you will protect your wealth, and be able to function within the coming new monetary system?

To learn more about Karatbars, you can contact the individual who sent you this article, and click on their referral link to open a free account and begin buying, or building your own gold savings or business with the company of the future.

Saturday, September 19, 2015

Got Karatbars? Fed rate announcement is followed by even more shortages in gold supplies

On Sept. 17, the Federal Reserve made the announcement heard 'round the world as the U.S. central bank signaled to the world that the global economy is in such dire straits that they couldn't even raise interest rates by .25 from their current levels of zero percent.  This immediately sent shock waves to other central banks as just a day later, calls for new rounds of money printing took place out of the Bank of England, the ECB, and even banks from Australia, with suggestions of even greater policies such as negative interest rates and ending cash altogether being included in their commentary.

Yet for those who have been reading this blog, or other alternative financial sources, the banks have not been blind to what the media has been telling the general public regarding the economy, the dollar, and the overall global financial system.  And as we have seen over the past few months, accumulation of available gold and silver has led to massive shortages that now even threaten to empty the GLD fund which backstops the paper gold markets.
While the drain of COMEX gold and silver Registered inventories continues as demand for physical precious metals increases, JP Morgan experienced a 45% decline of its Registered Gold Inventories in one day.  JP Morgan now only has a lousy 10,777 oz of gold remaining in its Registered gold inventories.  
Basically, JP Morgan holds 1/3 metric ton of gold in its Registered inventories.  This is the reason we are seeing the paper gold ratio on the COMEX above the 250/1 ratio.  If we look at the COMEX warehouse table below, we can see just how little Registered Gold remains on the exchange: - SRS Rocco


Graphic courtesy of SRSRocco

This report represents all the gold in all U.S. banks backstopping the paper futures contracts, and has helped skyrocket the paper to physical ratio to 250:1.  Which of course then begs the question, how long can the Comex or GLD survive when it has 250 demands on every ounce of gold it claims to hold in the vaults?

Knowledge of this weakness in supply, and the continuing failure of the global financial system has spilled out into the retail sector as premiums of gold coins from dealers is growing precipitously as demand has now reached historic all-time highs.

HSBC described gold demand from the U.S. Mint as being at a “historically high level” which indeed it has been. The bank report that the Mint has sold 322,000 ounces of gold in the first half of this month.  
Of this, only 91,000 ounces were made up of Gold Eagle coins - the most popular coin with retail investors - although some market participants believe that some of the stock may be being accumulated by large institutional investors.  
And yet, demand for gold eagles is still very strong with demand in Q3 set to dwarf demand of the previous two quarters. With two weeks still to go, total Gold Eagle coin sales have been a staggering 352,500 ounces. - Goldcore
So why has there been a run on gold (and silver) not seen since the 1980's by primarily bullion banks, and consumers who are in fear of what is coming?  An interesting interview by the Dollar Vigilante Jeff Berwick may shed some light on this, and point towards the complete collapse of the dollar as the culprit.



So with dealers, banks, and even sovereign mints running out of supplies at the same time prices are soaring in the physical markets, what alternatives and options are available for you to not only protect your wealth, get it out of the banks and outside the dollar, while at the same time having the power to keep it stored in a physical asset like gold?

The answer lies in Karatbars




Buying gold through Karatbars is one of the easiest things on the net.  In fact, the business model of Karatbars is to sell gold in affordable quantities, such as 1, 2.5, and 5 gram increments, and allow customers to get into the metal without having to shell out $1200+ for a single ounce coin.

And as added perks to signing up with Karatbars, as a customer or affiliate, you can have the power to move your money into a free e-wallet that functions just like an offshore bank account, and is outside the authority of the banking system.  From there, you can take your fiat currency in any denomination... dollars, euros, yen, etc... and purchase physical gold which can either be delivered directly to you, or stored for free at one of Karatbar's vaults.

Additionally, any gold that you buy can easily be sold back to Karatbars, or any metals dealer, and if with Karatbars it is then exchanged for currency that is uploaded to you through a pre-loaded debit Mastercard which is connected directly to your e-wallet.  And as we know, MasterCard is recognized in nearly every country around the world, and usable in any currency that accepts it.

But perhaps the best feature with Karatbars is their affiliate program, where you can earn money off commissions from getting others to sign up and become a customer or affiliate.  Not only do you receive commissions from their purchasing of physical gold, but you also earn commissions from anyone who buys a commission package, with that money going directly into your debit MasterCard when you have enough units to cycle.

Imagine the ability to earn the money in which to buy your gold savings simply by purchasing a commission affiliate package one time, and then getting others to sign up and do the same thing.

How many businesses or entrepreneurs can build an infinite business with spending less than $400 of their own money?  And there is never a mandatory requirement to buy beyond what you desire, on your own schedule.  And there is nothing to lose, because you're using money (paper dollars) to buy gold (physical money) and in the end you don't lose a thing.



The global financial system, along with dozens of respected economists, are telling us that now is the time for the end of our current form of money, and the beginning of the transition into a new monetary system that is expected to be backed by gold.  And with banks, governments, and even Harvard professors mandating that central banks have no choice but to eliminate cash from usage by the people to stave off collapse, will you wait until it is too late to make a decision on how you will protect your wealth, and be able to function within the coming new monetary system?

To learn more about Karatbars, you can contact the individual who sent you this article, and click on their referral link to open a free account and begin buying, or building your own gold savings or business with the company of the future.

Sunday, July 19, 2015

Got Karatbars? The next move by the Fed could alter your retirement savings forever

Ever since the Federal Reserve ended Quantitative Easing in 2014, the central bank has made promise after promise of finally raising interest rates from their historic near zero lows.  However, we are quickly coming up on the one year anniversary of the Fed proclaiming they were ready to raise rates, and the fact of the matter is, should the central bank actually follow through with their promises then the fate of America's current retirement system will be altered forever.

I know the first question that one would ask here is just how would raising rates effect retirement accounts like pension funds, 401K's, IRA's, and the like?  The answer lies in two fundamental truths about the financial system today, and what has transpired to bring us to this precipice seven years after the 2008 credit crisis.

Many retirees remember what happened within a year of the initial stock market crash on that fateful day in October of 2008.  The markets, which had reached an all-time high on the DOW less than a year before, would over the next 14 months drop by more than 50% and rest in the 6800's before the central bank intervened and began a new policy of zero interest rates, and massive money printing to fuel what would be known as the 'recovery'.

Since that time, and especially since 2012, the stock markets have not only shot through the old 2007 high of 14,600, but are now well above 18,000, with many individual stocks at their own all-time highs.  But the sad truth is, more than half of the entire stock market is owned not by mutual funds or retail investors, but by these same central banks who use the positive market to mask how bad the rest of the economy is, and prop up equities despite the fact that these companies are earning much less than they did before 2007.

So just how exactly would raising interest rates affect retirement and pension accounts?  First off, since the Fed has been the primary engine that has helped raise stock prices to begin with, the cost of money would increase to unsustainable levels for banks and investment brokers to borrow it.  Secondly, it is a given fact that if rates were raised, the markets would decline and even drop well into bear market levels, thus causing the returns and balances of pension funds in the market to drop dangerously.

At the local level, raising interest rates would cause municipal bonds, which are another key asset for state and local pension fund growth, to cost cities and states much more money than they can afford to service them, and at a time when not only are pension accounts way underfunded ($3 trillion combined for all 50 states), but since the general economy is bringing in less revenue, state and local budgets couldn't pay for the increased cost of new bonds at higher interest levels.

Stock market turmoil has wiped out roughly $2 trillion of Americans' retirement savings over the past 15 months, according to the Congressional Budget Office.

The value of pension funds and retirement accounts dropped by roughly $1 trillion, or almost 10 percent, in the year ending June 30, the CBO told the House Education and Labor Committee Tuesday, citing Federal Reserve data. Since then, asset prices have dropped even further. The CBO says that retirement assets may have declined by as much as $2 trillion over the past 15 months.

Individual 401(k) participants' average losses ranged from 7.2 percent to 11.2 percent in the first nine months of 2008, according to an Employee Benefit Research Institute analysis of 2.2 million participants. Over two thirds of the assets in 401(k)-style defined-contribution plans are invested in equities, either directly or through mutual funds. During the first nine months of 2008, stocks were down, with the S&P 500 index losing more than 19 percent. Fixed-income investments fared better, with the Lehman Aggregate index gaining 0.63 percent and three-month treasury bills gaining 1.54 percent. - Money.US News

With so many baby boomers retiring each year now, and so many millennials coming out of college who can't find jobs and contribute to the system, does anyone really think that the government, the Fed, or the economy itself would be able to handle the next financial crisis, which many analysts say will begin or occur in September/October of this year?

And with 2008 less than a decade ago, can we really think it will not happen again... especially with what is going on right now in Greece, China, and around the world?

So what is a viable solution to compliment your retirement savings that is dependent upon a system you cannot control, and is insolvent at so many levels?

The answer lies in Karatbars.






Buying gold through Karatbars is one of the easiest things on the net.  In fact, the business model of Karatbars is to sell gold in affordable quantities, such as 1, 2.5, and 5 gram increments, and allow customers to get into the metal without having to shell out $1200+ for a single ounce coin.

And as added perks to signing up with Karatbars, as a customer or affiliate, you can have the power to move your money into a free e-wallet that functions just like an offshore bank account, and is outside the authority of the banking system.  From there, you can take your fiat currency in any denomination... dollars, euros, yen, etc... and purchase physical gold which can either be delivered directly to you, or stored for free at one of Karatbar's vaults.

Additionally, any gold that you buy can easily be sold back to Karatbars, or any metals dealer, and if with Karatbars it is then exchanged for currency that is uploaded to you through a pre-loaded debit Mastercard which is connected directly to your e-wallet.  And as we know, MasterCard is recognized in nearly every country around the world, and usable in any currency that accepts it.

But perhaps the best feature with Karatbars is their affiliate program, where you can earn money off commissions from getting others to sign up and become a customer or affiliate.  Not only do you receive commissions from their purchasing of physical gold, but you also earn commissions from anyone who buys a commission package, with that money going directly into your debit MasterCard when you have enough units to cycle.

Imagine the ability to earn the money in which to buy your gold savings simply by purchasing a commission affiliate package one time, and then getting others to sign up and do the same thing.

How many businesses or entrepreneurs can build an infinite business with spending less than $400 of their own money?  And there is never a mandatory requirement to buy beyond what you desire, on your own schedule.  And there is nothing to lose, because you're using money (paper dollars) to buy gold (physical money) and in the end you don't lose a thing.

How to make money in both the Dual and Uni-level systems of Karatbars



How to make a six figure income using Karatbars in just 7 weeks.



The global financial system, along with dozens of respected economists, are telling us that now is the time for the end of our current form of money, and the beginning of the transition into a new monetary system that is expected to be backed by gold.  And with banks, governments, and even Harvard professors mandating that central banks have no choice but to eliminate cash from usage by the people to stave off collapse, will you wait until it is too late to make a decision on how you will protect your wealth, and be able to function within the coming new monetary system?

To learn more about Karatbars, you can contact the individual who sent you this article, and click on their referral link to open a free account and begin buying, or building your own gold savings or business with the company of the future.

Saturday, June 27, 2015

Got Karatbars? Global banks and financial systems starting to crack

This has been a heck of a week for Europe, the bond markets, and especially for Greece.  Starting on Monday, the Greek Prime Minister staved off from making a conclusive decision on whether to appease European Commission (EC) regulators and accept greater austerity reforms than they have experienced over the past five years, or to choose to default and seek grounds for exiting the European Union (EU).  And as the rhetoric between the two parties extended through the end of business Friday, Greece attempted one last stalling tactic by calling for a voter referendum of his party, while the Troika has given a final ultimatum of June 30 to decide on the final outcome.

But in between the Greek crisis this week were a number of different events and discussions that centered on gold, banks, the growing war on cash, and even the trillion dollar global currency markets.

Banking Policies Are Becoming Injurious to Your Financial Well-being

“There have been 61,998 cash seizures made on highways and elsewhere since 9/11 without search warrants or indictments through the Equitable Sharing Program, totaling more than $2.5 billion. State and local authorities kept more than $1.7 billion of that while Justice, Homeland Security and other federal agencies received $800 million. Half of the seizures were below $8,800.”

"Monetary thinkers" feel things would be so much more efficient -- for the government -- if we all went totally to digital accounts. No need to carry cash around or pay bills by mail. The authorities will know exactly how much money you have and what you spend it on, placing your balance under their control at the press of a button.

FX Brokerages Move To "Close Only" Ahead Of Monday Open

Does anyone reading this remember what happened in an instant back in January of this year?  The Swiss central bank de-pegged from the Euro on Jan. 15 without telling a soul, causing the loss of billions of dollar in an instant to Forex (currency) traders who held positions opposite the move.

Now it appears that the FX market makers are afraid of the same thing happening on Monday with the Euro because of Greece, and some brokers are limiting traders to close only trades out of fear of a currency meltdown and banking scare.

Which brings us to the discussion of the one true form of money that has outlasted every monetary and financial crisis in history.  Of course we are talking about gold, and despite the fact that most people in the West have forgotten the true value of the monetary metal since it was removed from our currency 44 years ago, as Russia and China are already in preparation for, the next monetary crisis will not be resolved with a taxpayer or central bank bailout, but a collapse which forces nations to go back to a gold standard and make owning the metal your absolute protection and preparation to both survive and thrive after what is coming.

Not Owning Gold Bullion Shows “Ignorance of Monetary History”

This report (above link) does an excellent job of bringing together all the empirical data and distilling and crystallizing the bullish case for gold today. Not surprisingly, we share the views of Ronald Stoeferle and Mark Valek and have in recent months highlighted many of the angles they bring together so well.

We also are very close to their price target and have long held the view that gold prices would rise to over $2,400 per ounce, the real, inflation adjusted high from 1980, before this secular bull market is over.

As ever, the report is well worth taking the time to read. It includes many excellent charts that are well worth taking the time to look at in order to better understand the excellent fundamentals of the gold market.


And for the average person who today may be unable to afford an ounce or more of gold at current prices, one company has created a model to appeal to both consumers, and those are looking for a gold based business to build in this high unemployment environment, and the solution to protecting and building one's wealth is in a company called Karatbars.






Buying gold through Karatbars is one of the easiest things on the net.  In fact, the business model of Karatbars is to sell gold in affordable quantities, such as 1, 2.5, and 5 gram increments, and allow customers to get into the metal without having to shell out $1200+ for a single ounce coin.

And as added perks to signing up with Karatbars, as a customer or affiliate, you can have the power to move your money into a free e-wallet that functions just like an offshore bank account, and is outside the authority of the banking system.  From there, you can take your fiat currency in any denomination... dollars, euros, yen, etc... and purchase physical gold which can either be delivered directly to you, or stored for free at one of Karatbar's vaults.

Additionally, any gold that you buy can easily be sold back to Karatbars, or any metals dealer, and if with Karatbars it is then exchanged for currency that is uploaded to you through a pre-loaded debit Mastercard which is connected directly to your e-wallet.  And as we know, MasterCard is recognized in nearly every country around the world, and usable in any currency that accepts it.

But perhaps the best feature with Karatbars is their affiliate program, where you can earn money off commissions from getting others to sign up and become a customer or affiliate.  Not only do you receive commissions from their purchasing of physical gold, but you also earn commissions from anyone who buys a commission package, with that money going directly into your debit MasterCard when you have enough units to cycle.

Imagine the ability to earn the money in which to buy your gold savings simply by purchasing a commission affiliate package one time, and then getting others to sign up and do the same thing.

How many businesses or entrepreneurs can build an infinite business with spending less than $400 of their own money?  And there is never a mandatory requirement to buy beyond what you desire, on your own schedule.  And there is nothing to lose, because you're using money (paper dollars) to buy gold (physical money) and in the end you don't lose a thing.

How to make money in both the Dual and Uni-level systems of Karatbars




How to make a six figure income using Karatbars in just 7 weeks.



The global financial system, along with dozens of respected economists, are telling us that now is the time for the end of our current form of money, and the beginning of the transition into a new monetary system that is expected to be backed by gold.  And with banks, governments, and even Harvard professors mandating that central banks have no choice but to eliminate cash from usage by the people to stave off collapse, will you wait until it is too late to make a decision on how you will protect your wealth, and be able to function within the coming new monetary system?

To learn more about Karatbars, you can contact the individual who sent you this article, and click on their referral link to open a free account and begin buying, or building your own gold savings or business with the company of the future.

Thursday, May 14, 2015

Karatbars: The only home business where you earn money from buying money

Network marketing or affiliate marketing is an industry that has not only shaped American small business for the past 100 years, but it has evolved exponentially with the advent of the internet.  In fact, from the days of Avon, Tupperware, and Amway, where people had to go door to door, or throw parties to sell their products, today's home businesses require limited or no product warehousing, and can be accomplished from a keyboard with only a small amount of capital to get started.



Most network of affiliate marketing companies are engineered to sell consumer products such as essential oils, health care supplements, and even second hand goods if you are an affiliate marketer with a company like Amazon.  But what if there was a business that you could own that provided a solution in the realm of finance and investment, and offered customers and entrepreneurs a way to achieve a nearly zero loss investment in the products they purchase?  By this I mean, what if what they bought each week, month, quarter was worth the same or more at the end of the month, unlike an empty shampoo bottle or an empty container of weight loss powder?

Imagine a company that you could earn money by recruiting customers and business builders to use their fiat paper currency to buy MONEY!  Real money, and both you and they could earn money for teaching other people how to buy money.

A true Zero sum loss investment.

That is exactly what you have with Karatbars.  A company that allows people to become business owners, but unlike most other network marketing company out there, only Karatbars provides incentives that go far beyond the simply buying of a product that retains its value since it is real money, recognized in every country around the world.

With Karatbars you can earn commissions, both from recruiting others to become business builders themselves or by having them sign up as a customer and purchase gold as an investment, savings, or retirement plan.  In addition, Karatbars goes beyond simply selling members a product, as they also create for you a free e-wallet, that works just like an international offshore bank account, and a pre-loadable debit MasterCard that can be used in any currency, and in any country that accepts this world famous financial instrument.

On top of this, Karatbars protects you, your affiliates, and your customers from the restrictions and pitfalls of geo-politics, which as we saw in the United States during the 1930's, led to a gold confiscation and restriction of ownership by the people for about 40 years.  This is done by Karatbars giving you the option of either having your gold delivered directly to you, or stored for free in their vaults, and the accessibility to have it shipped to you at any time.

And if you need to liquidate your money (gold) for another form of money (dollars), then that is an option as well and can be done with just a few clicks from your mouse in your e-wallet and free account.

Karatbars is free to signup with, but unlike most other network or affiliate marketing companies, does not require a monthly purchase to remain in good standing.  However, the whole goal of protecting your wealth and savings is to move it out of paper (dollars) and into a hard asset (gold), and you always have the power over what you choose to spend, purchase, and accumulate.

There are also 7 ways to make money in Karatbars, and several options to choose from.  And even if you are not a natural salesman, if you can find two... just two people interested in owning their own business and doing the same thing as you are, then that will be enough to grow your business to the point where you can easily make six figures per year sitting in the confines of your own home.


(An example of just 1 of the 7 ways you can earn money with Karatbars)

As with all businesses, there are always initial costs to build it.  But how many businesses can earn you weekly commissions of $4259 simply buy using money to purchase money, and showing others how they can do the same thing?  And with purchasing a silver commission package from the example above, and by investing approximately $325-400... (the cost of taking a family to see a single professional football game), you could easily earn that seed money back in an incredibly short amount of time, and from then on, every bit of earnings, as well as your own gold purchases, could come strictly from your future commissions.

To find out more about Karatbars, and to sign up with a free account as a customer (gold buyer), or an affiliate (business builder and gold buyer), click on the link below.

https://www.karatbars.com/signup.php?s=argonath

And by signing up here, you will never be left without support.  Just ask many of the people who live on the island of Aruba as one example, where 10.5% of the entire population is either a customer, or affiliate business owner in Karatbars.

*Karatbars was opened in 2011, and is in over 75 countries throughout the world.*

Saturday, May 2, 2015

Karatbars is one of the best options for fixed income and retirement accounts

There are many retirees, 401K and mutual fund owners, and those on fixed income instruments who have seen large portions of their wealth disappear since the 2007 housing bubble collapse, 2008 credit crisis and stock market decline, and war on savings and bonds that have come out of Wall Street activity, and Federal Reserve meddling.  And while the West does it's best to keep people from recognizing gold and silver as the most viable investment option for the coming dollar collapse and monetary hyper-inflation, there is one company that solves nearly every financial need for retirement, and gives customers the opportunity to not only purchase gold at affordable prices, but earn an income that will pay for that gold, and your retirement all in one.

In prior posts we have talked about the power of Karatbars to secure your wealth against the mechanisms of Western central banks, and a devaluing dollar, but how can the company benefit you as a retirement instrument?



The U.S. government helped create retirement and pension vehicles over the past 30 years that were not in the interests of workers and investors, but predicated towards directing trillions of dollars onto Wall Street where they could earn much greater commissions from betting on safe or risky investments.  And whether you have a 401K, IRA, or mutual fund, annuity, or bond fund, your savings and growth is not necessarily tied to the investment itself, but in the fact that over the past 40 years, the currency in which all those investments are based upon has lost you money year after year through dollar devaluation.

Which is primarily why much of the world is beginning to leave the dollar and look towards a return to a form of gold backed money.  In fact, an under the headlines report from China's Gold Association last week hinted at the fact that once the Silk Road project is fully up and running, and the multitude of free trade zone agreement are in place, the currency that will be used in over 65 countries and for over 4.4 billion people will be gold in the form of a trade note, or a new currency.

So with this in mind, how exactly can your retirement funds not only be protected from inflation, confiscation, or the inevitable decline in the dollar, and where transferring your retirement instruments into cash is not only time consuming and sometimes difficult, but costly when it comes to taxes or early withdrawals?

That protection is one of the staples of Karatbars.  Signing up as a customer or affiliate not only allows you to purchase physical gold to have it delivered to you or stored for free in one of their three global vaults, but anyone you sign up to purchase gold or become and affiliate will give you commissions on every gram or package they buy, and the ability in your offshore back office e-wallet (similar to an offshore bank account only out of the view of FACTA, the IRS, and banking system), to liquidate your gold into dollars, euro's, or ANY currency without paying an early withdrawal penalty.

In addition, Karatbars will provide you a debit MasterCard that you can pre-load from your e-wallet at anytime, and is usable anywhere around that the world that MasterCard is accepted, even at ATM's inside the U.S. and elsewhere.



The indicators are screaming of a coming collapse to the dollar and stock markets, as well as the fact that municipal and government bonds all around the world have been providing you a near zero rate of return over the past six years.  And with banks now very close to charging you money for holding it in a checking, savings, or other money market accounts, getting ahead of the game and the coming new global financial system that will be tied to gold, not the dollar reserve currency, is not only the real answer to protecting your retirement funds, but in actually preparing and getting ahead of the game when the transition away from the dollar and dollar based investments occurs.

What is Karatbars by the CEO:



You can find out more about Karatbars, and signing up for a free account by clicking this link:  https://www.karatbars.com/signup.php?s=argonath  or the Karatbars logo on the main page of this website.