The Israel Deception

Is the return of Israel in the 20th century truly a work of God, or is it a result of a cosmic chess move to deceive the elect by the adversary?

Showing posts with label home ownership. Show all posts
Showing posts with label home ownership. Show all posts

Saturday, February 18, 2017

A MGTOW future: Could feminism have actually helped accelerate the destruction of Western economies?

Although it's been talked about before from a social and behavioral perspective, the gains earned by women through the Feminist movement over the past 50 years have also created a shift in masculine priorities that could actually lead to economic destruction in many Western countries.

How so you might ask?

Today's current debt based economic system that reigns in the U.S., Europe, and in Japan requires two very important activities to remain solvent, and keep their economies from collapsing.  First, the system needs to continuously create new debt just to sustain the already massive debt load that is 3.5 times the world's annual GDP, and with this debt try to avoid the consequence of deflation in asset prices.  And it was for this reason that the central banks implemented Quantitative Easing and Zero percent interest rates through which they could create a continuous inflow of newly created money that would keep asset prices high, even if doing so created bubbles and artificial prices.

Secondly these economies need consumers to spend as much money as possible, including using debt to aid in keeping the debt creation scheme going.  In fact, any slowdown in consumer spending would automatically trigger a deflationary spiral, and bankrupt the system similar to what happened in 2008 (liquidity and credit crisis).

So with this in mind how does feminism, and its growing consequence of MGTOW in the U.S. and Europe and Grass Eaters in Japan, have the potential to destroy Western economic systems?  By undermining, and in some cases even eliminating the very complex that supports, sustains, and feeds that system.

Marriage and family.

Image result for feminism and mgtow

Besides the obvious that the generation of millennials are buying fewer and fewer homes, cars, etc...,  and taking fewer and fewer relationships all the way to marriage, they are also having fewer children, making it a trifecta of negative consequences for Western economies.

So how does feminism come into this?

Feminism, and the government's supporting of this movement through the education systems, legislative systems, and judicial systems, have made marriage a completely unfair and economically unviable contract for men to enter into.  In fact, with close to 60% of all marriages ending in divorce, and 70% of those being initiated by women, the cost of entering into the institution of marriage is a losing proposition for the majority of men.

Thus we are seeing the rise of the Grass Eaters and the MGTOW's (Men Going Their Own Way) as a consequence of 50 years of the pendulum shifting way to far away from the old model of patriarchy, to now that of gyno-centrism.

But this doesn't explain yet why the decline of marriage and children in the West has the potential of destroying their economic systems.  It does however when you take a look at how much is put into that system by married families versus single individuals.

Men more often buy homes in accordance with having to support a wife and children, and they also work more hours at a job in pursuit of this financial support.  But in Japan today for example, the phenomenon of Grass Eating (men not marrying) has given rise to many of them actually working less, and dedicating their earnings to self-aggrandizement in the form of fashion, video games, and alternative forms of entertainment.
Something is happening to Japan's young men. Compared with the generation that came before, they are less optimistic, less ambitious and less willing to take risks. They are less likely to own a car, want a car, or drive fast if they get a car. They are less likely to pursue sex on the first date - or the third. They are, in general, less likely to spend money. - Washington Post
This trend is also being felt in the investment world, where fewer and fewer men are investing in 401K plans and other retirement vehicles.

The destruction of the family and marriage is also destroying the traditions normally performed as one progresses through life.  Without the need to purchase a home, to pay the costs of having children, and the fact that men no longer have to strive to be a bread winner in a household, money normally spent as a consumer is being used elsewhere, and without the need to go deeply in debt.

While this social and financial trend has not yet reached the point where it has created a 'vergence in the force' here in America or in Europe, it is already being highly felt over in Japan where there is not enough revenues being created to pay for the needs of the retiring generation there that are living on social security, investments, and in pensions.  And that will change here very soon as Baby Boomers are forced to have to sell off their assets to pay the taxman, with very few or no buyers to mop them up in the markets.

The nuclear family has throughout history been the core and most important institution for any given society and economy.  And with this now having been fundamentally changed almost in parallel to Western nations going to a debt based fiat economy since the early 1970's, the advent of Grass Eaters and Men Going Their Own Way because of the black swan consequence of feminism could be the catalyst to not only trigger the next financial crisis, but even to bring about a collapse of the entire system.

Friday, July 31, 2015

Death of the American Dream: Home ownership falls to lowest level in nearly 50 years

When it comes to both the government and the Federal Reserve, trusting any program to either of these agencies is a sure fire way to destroy an industry.  And just as former Fed Chairman Alan Greenspan helped create the housing bubble that burst confidence in home ownership, the latter two central bank heads have finally killed it entirely.
On July 27, the U.S. Census issued its most recent home ownership data, with the results showing that Americans owning a primary residence are now down to the point where ownership is at levels not seen in nearly 50 years.
 
Read more on this article here...

Friday, November 15, 2013

Home ownership quickly becoming unaffordable as mortgages rise to 40% of household spending

The bursting of the 2007 housing bubble occurred because of many factors, but a primary reason for the collapse was due to the inability of Americans to afford the cost of rising mortgage payments.  When the crash occurred, the average amount of household income being spent on mortgages and rents was at or above 40%, and it led to a wave of foreclosures that are still haunting the market to this day.

Yet thanks to Federal Reserve policies of Quantitative Easing, and the drive to re-create the housing bubble once again, history is now repeating itself as consumer costs for a residence, both in home ownership and in rents, are reaching that magical number of 40% just six years after the last crisis.




Read more on this article here...

Friday, November 30, 2012

President Obama and Congress discuss tax measure that would kill housing recovery

With the lack of fortutude by both Congress and the President to address their fiscal households over the past four years, the standard paradigm of wait until the last minute and legislate some draconian budget that will accomplish little, and hurt the majority of Americans, is staring them in the face.  With the proverbial 'fiscal cliff' just one month away from dropoff, the low IQ men and women who represent 310 Americans are putting tax cut issues on the table that would devastate not only the housing recovery, but nearly every homeowner in the country.

On Nov. 29, Congress and the White House began looking at the removal of the mortgage interest deduction for taxpayers who own a home, and believe it could be a low impact measure to save revenues towards cutting the deficit.



Of all the deductions woven into the sprawling U.S. tax code, few have been more fiercely guarded than the enormous tax break that lets homeowners deduct the interest they pay on their mortgages.

But as Congress and the White House negotiate the first major rewrite of tax laws in decades, changing the generations-old mortgage-interest deduction — which costs the government roughly $100 billion a year — has gone from far-off possibility to part of the conversation. - Washington Post

Congress passed the home mortgage interest deduction as a means to help Americans buy affordable housing, and create jobs and economic growth through construction and all the industries tied to home buying.  By removing this long standing deduction, not only would it add an average of $5000 to the tax burden of most homeowners, but it would take away a key selling point for realtors in offering home buying vs renting as an option.


Tuesday, November 29, 2011

Realtors moving from home sales to rental property management

As we enter into the 4th year of the bursting of the housing bubble, a change in the paradigm of property management is being forged as Americans move away from home ownership and back to renting.

Just as the U.S. housing boom gave birth to such homebuyer websites as Zillow Inc. and Redfin Corp., services for rental properties are thriving following a surge in foreclosures and stiffening of mortgage standards. Membership in the National Association of Residential Property Managers has almost doubled in five years to a record 3,400 members, according to the Chesapeake, Virginia-based trade group.
“We are riding this sea change in how housing is changing in the U.S.,” said Reggie Brown, chief executive officer of All Property Management LLC, a Seattle-based Web service that sells property managers leads on homeowners who want to lease out their properties. “The only growth is rentals.”
Renter household formation surpassed new owner-occupied homes in 2007 for the first time since 1985 and has held the lead since, according to U.S. Census Bureau data. An average of 718,500 renter households a year were formed from 2007 to 2010, while owner-occupied households decreased at an average annual rate of 147,250 during the same period.  - Bloomberg

More than anything, this trend proves the failure of a government policy which attempted to open up home ownership to a sector of Americans who could not afford to buy, and by doing so, created a housing bubble and credit crisis that may take a decade or more to sort out.  The good side of all of this, is there are millions of new homes, some which are in the McMansion categories, that are available all around the country for a relatively decent lease rate.