If you read most financial news today, nearly all of it caters to, or centers around millennials and those over the age of 55. But the fact of the matter is, those in the 35-54 age group, which happens today to be Generation X, are the most important people in the entire economy.
This is because those in Gen X are supposed to be the biggest wage and salary earners, and spend the most money per capita in our consumption based GDP. Not only does this generation spend the most on children and housing, but they also put the most into investments geared towards retirement and spend the most on non-essential things like vacations and college.
But the saddest part of being in Generation X is that the so-called 'recovery' has passed them by, and by an amount so great that their futures are both clouded and for the first time in America, limited to less than their parents achieved. In the most recent jobs report from the government's Bureau of Labor Statistics (BLS), of the 280,000+ jobs created last month, less than 10% went to those in the 35-54 age group. And this trend has been going on since the credit crisis of 2008, and Great Recession which followed.
We no longer have to wonder why the GDP has declined by so much in the past six years do we?
But just as much as having few job prospects is the fact that for this generation, wages have remained stagnant, and their overall financial net worth is worse than both the Baby Boomers and millennials.
Almost 40 percent say they “don’t at all feel financially secure,” and 38 percent have more debt than savings, more than any other generation, according to a recent survey of 5,474 Americans by Northwestern Mutual Life Insurance Co. On average, people in their 40s had saved $62,087 in 401(k) retirement plans at the end of 2013, according to the Employee Benefits Research Institute. That means Gen Xers who plan to retire at 65 have a considerable way to go to accumulate the $1 million they’ll need to generate $40,000 a year as seniors. - Yahoo Finance
Which leaves this entirely forgotten generation with limited options to turn things around, as the corporate world is shrinking, and returns from Wall Street investments are a paper fantasy tied to a declining dollar.
So what is the answer for those between the ages of 35-54 to not only thrive in their living standards now, but to also be fully prepared for a retirement that is less than 20 years away?
The answer lies in Karatbars.
Buying gold through Karatbars is one of the easiest things on the net. In fact, the business model of Karatbars is to sell gold in affordable quantities, such as 1, 2.5, and 5 gram increments, and allow customers to get into the metal without having to shell out $1200+ for a single ounce coin.
And as added perks to signing up with Karatbars, as a customer or affiliate, you can have the power to move your money into a free e-wallet that functions just like an offshore bank account, and is outside the authority of the banking system. From there, you can take your fiat currency in any denomination... dollars, euros, yen, etc... and purchase physical gold which can either be delivered directly to you, or stored for free at one of Karatbar's vaults.
Additionally, any gold that you buy can easily be sold back to Karatbards, or any metals dealer, and if with Karatbars it is then exchanged for currency that is uploaded to you through a pre-loaded debit Mastercard which is connected directly to your e-wallet. And as we know, MasterCard is recognized in nearly every country around the world, and usable in any currency that accepts it.
But perhaps the best feature with Karatbars is their affiliate program, where you can earn money off commissions from getting others to sign up and become a customer or affiliate. Not only do you receive commissions from their purchasing of physical gold, but you also earn commissions from anyone who buys a commission package, with that money going directly into your debit MasterCard when you have enough units to cycle.
Imagine the ability to earn the money in which to buy your gold savings simply by purchasing a commission affiliate package one time, and then getting others to sign up and do the same thing.
How many businesses or entrepreneurs can build an infinite business with spending less than $400 of their own money? And there is never a mandatory requirement to buy beyond what you desire, on your own schedule. And there is nothing to lose, because you're using money (paper dollars) to buy gold (physical money) and in the end you don't lose a thing.
How to make money in both the Dual and Uni-level systems of Karatbars
How to make a six figure income using Karatbars in just 7 weeks.
The global financial system, along with dozens of respected economists, are telling us that now is the time for the end of our current form of money, and the beginning of the transition into a new monetary system that is expected to be backed by gold. And with banks, governments, and even Harvard professors mandating that central banks have no choice but to eliminate cash from usage by the people to stave off collapse, will you wait until it is too late to make a decision on how you will protect your wealth, and be able to function within the coming new monetary system?
To learn more about Karatbars you can contact the Finance Examiner at email@example.com, or create your own account free account with Karatbars as either a customer, or an affiliate (business builder), by clicking the link below, and filling out the one page document.